Your consumer Moneyfold account, available for the European Economic Area and the United Kingdom, allows you to have a digital bank account to store fiat-money and to process bank transfers. This account is the most crypto-assets friendly to perform “cash-in” and “cash-out” operations when sending or receiving fiat-money to or from crypto-assets platforms.
Your corporate Moneyfold account, available for the European Economic Area and the United Kingdom, allows companies to have a digital bank account to store fiat-money, process bank transfers and spend money through a Visa Business card (card currently available only for the UK). Crypto-assets companies may use this account to pay salaries and providers, while receiving payments from partners and crypto-assets sales.
The transition to digital assets is accelerating every day. As a result, there is a growing need for more banking services that connect traditional finance with crypto-assets finance. Without any management fee, Moneyfold allows to individuals and businesses to store fiat-money.
Why Moneyfold? The founders and employees of Moneyfold are all digital asset natives. Meaning we understand the intricacies of the crypto-assets and we can provide the right services that meet a specific need.
Virtual cards immediately available to perform online payments at Visa payment gateways.
One-time use of a Visa card to be sure that your PAN is safe.
Pay everywhere.
At every Visa
Point-of-Sale worldwide and online at Visa payment gateways.
19 GBP/EUR minimum per month
0.1% fee on outgoing 2
50 GBP/EUR account opening 3
Unlimited transfers 8
Maximum 1 account in GBP/EUR 9
49 GBP/EUR minimum per month
0.1% fee on outgoing 2
50 GBP/EUR account opening 3
EUR & GBP accounts 5
Unlimited transfers 8
Maximum 2 accounts (one in EUR and one in GBP) 9
99 GBP/EUR minimum per month
0.1% fee on outgoing 2
Free account opening 3
EUR & GBP accounts5
Unlimited transfers 8
Unlimited accounts 9
99 GBP/EUR minimum per month
0.1% fee on outgoing 2
100 GBP/EUR account opening 3
1000 GBP/EUR priority onboarding 4
1 email 6
1 physical and 1 virtual card, no disposable cards 7
Unlimited transfers 8
Maximum 1 account in GBP/EUR 9
199 GBP/EUR minimum per month
0.1% fee on outgoing 2
100 GBP/EUR account opening 3
1000 GBP/EUR priority onboarding 4
EUR & GBP accounts 5
2 emails 6
Unlimited physical and virtual cards, no disposable cards 7
Unlimited transfers 8
Maximum 2 accounts (one in EUR and one in GBP) 9
499 GBP/EUR minimum per month
0.1% fee on outgoing 2
Free account opening 3
1000 GBP/EUR priority onboarding 4
EUR & GBP accounts 5
Unlimited emails 6
Unlimited cards 7
Unlimited transfers 8
Unlimited accounts 9
1: Each client may change the Pricing Plan with a written communication to Moneyfold at least 30 days before the change.
2: Fee applied on outgoing transfers after having matured the minimum solar monthly fee of the Pricing Plan considering a 0.1% on outgoing transfers. Value in GBP for UK based clients and in EUR for EEA based clients.
3: One-off fee paid after the successful onboarding. Value in GBP for UK based clients and in EUR for EEA based clients.
4: Account opening within the end of the following business day. Value in GBP for UK based clients and in EUR for EEA based clients.
5: Possibility of having EUR accounts, over GBP accounts, for UK clients and GBP accounts, over EUR accounts, for EEA clients.
6: Number of emails enabled to login into the accounts. The corporate is able to require Moneyfold to enable different accounts per each enabled email.
7: Visa payment cards linked to the accounts.
8: GBP accounts are able to transfer funds via FPS with external accounts or internally instantly with internal accounts. EUR accounts are able to transfer funds via SEPA (instant SEPA guaranteed automatically and for free when the conditions to process the transfer instantly are met) with external accounts or internally instantly with internal accounts.
9: Accounts opened for the client. "Unlimited accounts" refers to a maximum of 20 accounts per client.
Launched in May 2017, Moneyfold was founded to create a regulated stablecoin. In 2018, the company graduated from the Financial Conduct Authority’s (FCA) regulatory sandbox program issuing tokens on the Ethereum blockchain to the value of national currencies including the Euro and the British Pound. Over time, Moneyfold has evolved in offering banking services to businesses and individuals working in the digital asset industry, both in the UK and throughout the European Economic Area.
We understand how crypto-assets and fiat-assets need to be both verified to be sure that the whole money flow stays compliant. This is why Moneyfold, with the expertise of both the Banking industry and the Crypto-assets industry, has safety and compliance measures in place, for the operations in both the industries, to guarantee to our clients that their funds are always compliant and ready-to-use.